Terms & Conditions for Mobile Application
Please read these terms and conditions carefully before using our mobile application (the “Ganjan City Portal”). By accessing or using the payment processing services, you agree to be bound by these terms.
1. Acceptance of Terms
By using the payment processing services provided through this mobile application, you agree to comply with and be bound by these terms and conditions. If you do not agree with any part of these terms, you must not use the services.
2. Service Description
The App provides payment processing services that allow users to make payments for goods and services. Services may include acceptance of various payment methods, transaction processing, and fund transfers.
3. User Eligibility
You must be at least 18 years old to use the payment processing services. Customers who are minors/under the age of 18 shall not register as Users of the App and shall not transact or use the payment processing services.
4. Account Registration
You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
5. Payment Authorization
By using the payment processing services, you authorize the App to process payments on your behalf. You agree to provide accurate payment information and ensure sufficient funds or credit to complete transactions.
6. Fees and Charges
You may be charged fees for the use of the payment processing services. These fees will be clearly disclosed before you complete a transaction. By using the services, you agree to pay all applicable fees and charges.
7. Security Policy
The App employs security measures to protect the integrity of your payment information. All payment card details are transmitted over secure, encrypted connections in compliance with industry standards (e.g., PCI DSS). The App does not store full card details on its servers. However, you acknowledge that no system is completely secure.
8. Accountability for Conduct
You agree to use the payment processing services responsibly and not engage in prohibited activities, including but not limited to fraud, money laundering, or any illegal or unauthorized use.
9. Recollection of Incorrect Amounts
In the event of an error in the amount processed, the App reserves the right to recollect or rectify the incorrect amount. Adjustments may include debiting or crediting funds to correct discrepancies. Users will be promptly notified of such adjustments.
10. Privacy Policy
The collection and use of your personal information are governed by our Privacy Policy, accessible on the App. By using the services, you consent to the collection and use of your information as described.
11. Opt-Out and Account Termination
Users may terminate their account at any time by contacting customer support. Upon termination, all pending transactions must be completed or canceled before closure. The App also reserves the right to terminate or suspend your access at any time, with or without cause.
12. Disclaimer and Limitation of Liability
The App and its operators shall not be liable for any indirect, incidental, or consequential damages arising from the use of the payment processing services, including but not limited to failed transactions, unauthorized access, or system errors. Your use of the services is at your own risk.
13. Changes to Terms
The App may update these terms and conditions from time to time. You will be notified of any changes, and continued use of the services constitutes acceptance of the updated terms.
14. Governing Law
These terms and conditions are governed by the laws of Iraq.
15. Contact Information
For any questions or concerns regarding these terms and conditions, please contact us at info@madaen-alomran.com.
By using the payment processing services through the mobile application, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.
